Real life client case studies.
Help in Choosing The Right Path
I would like to share with you some real-life examples from clients who have benefited from our home loan services. No matter what your situation, we compare the whole market with an un-biased outlook. Names and images have been changed to protect the individuals.
FAMILY
Thomas & Maddy
WITH a growing family
Thomas and Maddy had their first child Amelia in 2016 before they began expecting their second child - a circumstance that complicates the search for a home. With a family that is growing fast, finding a good foundation for this growth as soon as possible was important to Thomas and Maddy.
With the help of Movement Finance, the stress of buying a home while expecting a child was alleviated. We did the running around for them as we went through our 8 stage process together.
The expenses that come with a toddler and a newborn can be overwhelming, so with our free service, Thomas and Maddy were able to further assess their situation and financial goals to ensure everything was within their budget, borrowing power, and repayment costs.
Going forward to assess the best possible deal across all lenders, we hold a huge priority in making sure all parties understand the paperwork, fees and costs involved.
With ongoing support through the entire process, Thomas and Maddy were able to move into their home and have recently had their newborn Declan while comfortably settling in.
SELF-EMPLOYED
Stephen
UNSTABLE INCOME
Stephen’s income Isn’t the most stable and predictable, so as he utilises our no cost service, us here at Movement Finance have assessed this situation and listened to his financial goals.
We identified which lenders will find this particular situation of a volatile income, in which funds are constantly being shuffled, to be acceptable in providing a loan, and we continue on to help find which lender is the ideal fit.
With Movement Finance’s help, Stephen was accepted for a loan and was able to purchase his home.
YOUNG SINGLE
Candace
UNIVERSITY GRADUATE
Candace is a University graduate, is single, and sought to buy her first apartment. She contacted Movement Finance, and we assisted her in the process, directing her to our 8 steps we go through.
With the dream of owning her own apartment with no roommates in mind, we took a look into her record and found she has substantial savings and a great record. With the proof behind her reliability in being able to make repayments on time, we assessed which lenders would be best, and helped her with the paperwork and costs involved.
With an approved loan, all Candace needed to do now was move into her new apartment!
INVESTOR
Johanna
ADDITIONAL INCOME
Jo was looking to purchase an investment property in order to generate additional income to provide for her extended family. She knew that the expenses to begin the process of renting out a property would be high and was worried about income stability in the future, so she came to Movement Finance for advice on how to go about acquiring a loan.
We were able to talk to her about the advantages of consistent income from tenants as well as the potential of an increase in property value. We also explained that in the case that the rental income is higher than the mortgage repayment, she does not need to put any extra funds to pay off the loan and she may also have surplus funds to cover any property costs incurred.
With this, Jo continued to work with us and we were with her through the steps of getting Jo an investment property.
PROFESSIONAL
Daniel & Bec
BUSY FULL TIME PROFESSIONALS
Daniel and Bec are married professionals, working full time as lawyers, and were seeking to buy their first home together, with room to start a family in the future.
With more than enough savings, their main hurdle was needing assistance in how to go about the home buying process. This is where Movement Finance came in - we took them through the steps. From helping with property searches, suburb reports, and how to put in an offer, to finding the most suitable lender, to complex paperwork - we were able to help them get exactly what they wanted.
Daniel and Bec now have the perfect home that takes into account their promising future.